Economic Architecture The Podcast
How Homeowners Can Be Safer and Pay Lower Premiums [Economic Architecture Podcast | Episode 68]
Andrew Engler from RockRose Risk believes the burden of resilience investment should not fall on the homeowner, nor should the endless search to calculate the personal cost of safety. In an era of increased climate risk, pricing insurance premiums that accurately consider risk are one challenge, while understanding that risk is another. In this week’s conversation, Stuart Yasgur and Andrew Engler discuss the work at RockRose Risk, from the reduced insurance premiums that should come from resilience investing (like hardening one’s home against wildfire) to why that work is often…
Andrew Engler from RockRose Risk believes the burden of resilience investment should not fall on the homeowner, nor should the endless search to calculate the personal cost of safety. In an era of increased climate risk, pricing insurance premiums that accurately consider risk are one challenge, while understanding that risk is another.
In this week’s conversation, Stuart Yasgur and Andrew Engler discuss the work at RockRose Risk, from the reduced insurance premiums that should come from resilience investing (like hardening one’s home against wildfire) to why that work is often missed by insurance companies, and what to do about it.
By creating a sort of translation mechanism between homeowners and insurers, Engler’s organization reduces the load on homeowners by ensuring they are supported in their efforts to increase their home’s resilience. It also supports insurers by providing a clearer portfolio of what the risks actually look like after resilience mitigation has been completed.
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How do we solve problems that really matter? Join host and founder of Economic Architecture, Dr. Stuart Yasgur, in conversation with pioneers at the leading edge of innovation to understand the concrete actions we can take to address the daunting challenges that are shaping our lives.
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Production Team:
Host: Stuart Yasgur
Executive Producer: Becca Rashid
Senior Producer & Research Lead: Jennifer Vogt
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